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Let’s take a closer look at one of the Myth Busters we shared with you a few weeks ago.

MYTH: Insuring my collection will cost me a fortune.

FACT: A collectibles policy is typically less costly than scheduling items on your homeowners’ insurance.

Consider the following – On average in the United States we spend $822 on home insurance and $795 on car insurance a year. And for those of us that drink coffee the cost is about $1,148 a year! In comparison, the cost of insuring your collection is very reasonable:

Value of Collection / Annual Cost of Insurance*

$15,000 / $87
$25,000 / $148
$50,000 / $293
$100,000 / $419
$250,000 / $692
$500,000 / $1,149
$1,000,000 / $2,064

* Rates assume collection kept in residence in CA with no alarm or safe. Premiums for a collection vary based on collector or dealer coverage, type of collection, amount of insurance, state, protective devices, number of locations, and storage of items. Rates are subject to change.

For more than 40 years Collectibles Insurance has provided affordable protection for all types of collections. Visit today to get an instant quote and application, or call 888-837-9537 Monday – Friday 8:30 - 5:00 ET to speak with one of our knowledgeable consultants.

When calling or completing an application, be sure to indicate you are a member of in order to receive 5% off your first term premium!

Since 1966, Collectibles Insurance Services has been “insuring today's treasures from tomorrow's tragedy.” As a company founded by fellow collectors, we understand that your collection is worth so much more than just money. And as experts in collectibles insurance, we know standard homeowners insurance alone isn't enough to replace your treasures.